Verse explainer
Salvation is God's gift from start to finish — the verse rules out boasting, not effort toward ordinary moral life.
For by grace are ye saved through faith; and that not of yourselves: it is the gift of God:
BSBFor it is by grace you have been saved through faith, and this not from yourselves; it is the gift of God,
The plain meaning
Paul has just described his Gentile readers as people who were spiritually dead, driven by impulse, and under God's judgment (vv. 1–3). The rescue he announces in verse 8 is total and unearned: God acted first, Christ provided the grounds, the Spirit applied it — and none of that originated in the recipients. The phrase "and that not of yourselves" sweeps the whole transaction — being saved — outside human credit. Verse 9 seals it: "not of works, lest any man should boast." Faith is the instrument by which salvation is received, not the price that earns it. The Greek perfect tense behind "are saved" (sesōsmenoi) points to a completed act with continuing effect — you are in a saved state — which is why Paul grounds the whole argument here rather than treating salvation as a future hope still in doubt.
The common misreading
What the commentators say
Clarke argues that the neuter pronoun "this" (touto) in the Greek cannot refer to "faith" alone, since faith is feminine in gender, and must instead refer to the whole preceding statement — the salvation itself. His conclusion: the entire package, including the capacity to believe, flows from God's free mercy, leaving no room for human boasting. Clarke does distinguish, however, between God supplying the power to believe and the human act of actually exercising it.
Gill reads the verse as describing actual, applied salvation — not merely a salvable state or a future possibility. He traces the grace to all three Persons: the Father planned it, the Son procured it, the Spirit applies it. Faith, on his reading, is the God-appointed instrument for receiving what grace provides, not a meritorious contribution of the believer; and since faith is itself God's gift, salvation remains entirely of grace from first to last.
JFB notes the Greek construction places believers in a present saved state — "ye are in a saved state" — and stresses that Christ alone is the meritorious agent while faith is the instrument on the recipient's side. They cite Estius approvingly: Paul does not mean to exempt even faith from grace. The Spirit initiates and increases faith through both internal illumination and the external means of the word, so that no stage of the transaction originates in the believer unaided.
The word behind it
"Grace." From a root meaning favor freely given, with no payment expected or accepted. In Paul's usage it stands in deliberate contrast to works and to debt (Romans 4:4 — "to the one who works, wages are not counted as grace but as obligation"). Here it is the primary agent: salvation is by grace, with faith as the instrument and God's gift as the framing category. The word rules out any transaction in which the recipient earns, contributes, or tips the scales.
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